Artboard 1

Retaining Help to Buy


Helping you understand your Help to Buy loan.

with IMH

As the Help To Buy loan is interest free for the first five years (longer in Scotland), many of our customers defer repaying the loan until nearer the fifth anniversary.

Although at first glance this may seem sensible, as the loan is calculated as a percentage of the value of your home, if your home increases in value each year, so does your Equity loan. The longer you leave it, the more you’ll have to repay. So you need a plan.

When your mortgage is due to be reviewed, our specialist Advisers will review not just your mortgage, but also your Help To Buy loan, and tailor a plan to help you ensure it is repaid.

Call 01832 281717 today to arrange an appointment.

Get the latest updates.

Talking to us is easy.

01832 281717