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Rate Switch

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We'll help you with your rate switch if it is right for you.

With a mortgage rate switch, your mortgage stays with your current lender but you take up a new rate when you come to the end of your current deal. This sounds a bit more straightforward than a remortgage, but it might not be the best thing for you. After all, your lender can only offer you rates from their own range – and what is right for them, may not be for you.

Our Advisers at IMH have arranged countless rate switches for our customers when the lender allows it and it’s the right thing to do. We compare existing lender deals with a comprehensive range of mortgages from right across the market, so before you get tempted with the new rate offered by your existing lender chat to one of our experienced Advisers. We won’t charge you for our advice and you’ll be assured you’re getting the right mortgage deal for you.

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