Looking for help buying a new build home?
New Homes Mortgage Helpline is the
UK’s leading new homes mortgage specialist
Buying your new build home with our assistance is so much easier whether you are a first time buyer, home mover or buy-to-let investor. We are passionate about delivering a first class service to our customers and are proud to have worked alongside many of the leading housebuilders and lenders in the new homes industry for over 30 years.
We know there are many advantages to buying a new build home, here are just a few:
Carbon Footprint: New build homes tend to be more energy-efficient so not only good for the environment, it generally means you benefit from lower utility bills.
Property Guarantees: New build homes come with a 10-year NHBC warranty, alongside most developers providing their own two-year warranty.
High specification: New build homes are built to the latest specifications, which should also mean no repair costs for the first few years.
Personalisation: New build home are a “blank canvas” allowing you to choose your own decoration and if you are able to buy off-plan, there is often the opportunity to choose your fixtures and finishes.
Smoother process: as there’s no upward chain to deal with when buying a new build home, you won’t be stuck waiting for someone to sell a property before you can move in.
Buying Incentives: some housebuilders have a number of schemes to assist your purchase:
Pay your legal fees or even your stamp duty.
Part Exchange where the housebuilder buys your current home.
Assisted Move options that help you to sell your home more easily.
Help to Buy: the current government backed Help to Buy equity loans are exclusively available on new build properties.
How much
can I borrow?
How much can I borrow?
SUBJECT TO STATUS AND LENDING CRITERIA
This is not a formal quotation or a commitment to lend. All figures provided
are for
illustrative purposes only. Figures provided will be dependent on your financial situation,
property
value and the size of your deposit1 or equity.
How much deposit do I need?
BASED ON A MINIMUM 5% deposit.
This is not a formal quotation or a commitment to lend. All figures provided
are for
illustrative purposes only. Figures provided will be dependent on your financial situation,
property
value and the size of your deposit1 or equity.
How much will it cost me each month?
Interest rate 2 %
1.5%
5%
BASED ON A MINIMUM 5% deposit.
This is not a formal quotation or a commitment to lend. All figures provided
are for
illustrative purposes only. Figures provided will be dependent on your financial situation,
property
value and the size of your deposit1 or equity..
How much will my stamp duty be?
Is the Stamp Duty for an additional property?
Yes
No
This is not a formal quotation or a commitment to lend. All figures provided
are for
illustrative purposes only. Figures provided will be dependent on your financial situation,
property
value and the size of your deposit1 or equity.
How much can I borrow?
SUBJECT TO STATUS AND LENDING CRITERIA
This is not a formal quotation or a commitment to lend. All figures provided are
for illustrative purposes only. Figures provided will be dependent on your financial situation,
property value and the size of your deposit or equity.
Are you self-employed?
Navigating the hurdles
For those who are self-employed, we can advise on the mortgage options available, the criteria you will need to meet and the information required to give to the lender. We can also provide advice and assistance with remortgaging, or if you are thinking of moving from an existing property or downsizing to release equity in your current home.
If you are thinking about a remortgage, why not speak to one of our Remortgage Specialists, please call us on 01832 281717
