Need guidance on whether or not to repay your
Help to Buy loan?

Our team are
here to help you.

Helping you understand your Help to Buy Loan


Your plan to repay your Help to Buy loan or similar type of loan if you are in Scotland and Wales, should be tailored to suit you. As your Help to Buy loan is aligned to your mortgage, when you are due for a mortgage review is the ideal time to consider your options with the loan and take action.
There are a range of factors to consider – when to repay the equity loan, deciding the best way to repay as well as how much and looking at the other costs involved too.
When your mortgage is due to be reviewed, our specialist Advisers will review not just your mortgage, but also your Help to Buy loan and tailor a plan to help you and offer advice on what this means if you repay your loan.